Auto Repair Shop Insurance in Belleville, IL
Keeping auto repair shops in Belleville and throughout Southwest Illinois protected against risk
Whether it’s an employee who damages a client’s vehicle while the employee test drives the vehicle following a service appointment or a piece of valuable equipment that breaks down, the risks that auto repair shop owners face are many. These and other risks require protection, and at Steck-Cooper & Co. we have a complete auto repair shop insurance program.
We’ve insured auto repair shops for many years, and we offer a wide variety of coverages. This is one reason why we’ll give you the best possible insurance. Also, we’re local and were experienced, so we’ll know and understand your needs. Knowing and understanding your needs will enable us to ensure that your experiences are great.
Auto repair shop insurance coverage details
Auto repair shop insurance is much like insurance that most small and medium-sized businesses purchase. However, there are coverages in auto repair shop insurance policies and plans that are not in many other business insurance policies and plans. Garage liability, business personal property, and business auto are a few of the coverages that auto repair shop insurance policies and plans usually have but other business insurance policies and plans do not.
Your auto repair shop insurance policy will protect your premises, your employees, your data, and your equipment. It will also protect against client dissatisfaction with products and completed operations. We’ll help you select coverages that provide you with the protection that you need, and we’ll also ensure that you have a policy that fits.
The coverages from which you can choose include but are not limited to:
- Garage liability insurance
- Premises and operations
- Products and completed operations
- Cyber liability and data breach
- Employment practices liability
- Business crime insurance
- Business auto insurance
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, speak with an agent.
Skilled, knowledgeable agents keeping you and your shop secure
We know that running an auto repair shop is not easy, so we want to make finding and using insurance for your auto repair shop as easy as possible. We’ll work closely with you in order to understand your needs. Once we understand your needs well we’ll identify the right coverages. At the point that we’ve identified the right coverages, we’ll help you create the best possible solution.
We regularly monitor the solutions that we write so that there are never gaps in coverage and also so that the rates that clients pay are always competitive.
ADDITIONAL SMALL BUSINESS INSURANCE INFORMATION:
- Small Business Insurance Basics (The Insurance Information Institute (III))
- Small Business Insurance Details and Resources (The National Association of Insurance Commissioners (NAIC))
- Small Business Insurance Facts and Resources (The U.S. Small Business Administration (SBA))
We’re proud to provide auto repair shop insurance in Belleville, Swansea, O’Fallon, Fairview Heights, Shiloh, and Alton, IL. We also serve other areas in the state and we serve other states.